Orlando WDO Inspections and Real Estate Termite Reports
WDO Inspection Reports for Orlando Closings
In Florida the document a lender, buyer or closing agent asks for is a WDO report, short for wood-destroying organism. It is issued on FDACS Form 13645, which is the only form the state recognizes for a real estate transaction, and it has to be completed under a licensed certified operator. Structural pest control here is governed by Chapter 482 of the Florida Statutes, and the inspection itself by Rule 5E-14.142 of the Florida Administrative Code.
A Florida WDO report covers more than termites. The organisms it addresses include native subterranean termites, Formosan subterranean termites, West Indian drywood termites, powderpost beetles, old house borers and wood-decaying fungi. Carpenter ants are a real nuisance in Central Florida, but they are not a wood-destroying organism under the Florida rule.
What the report actually tells you
The inspector records four things: visible evidence of a live infestation, visible evidence of a previous infestation, visible damage, and whether the structure appears to have been treated before. It is a visual inspection of accessible areas, describing the property on the day it was inspected. It is not a warranty against future termites and it cannot report on what is hidden behind finished walls, inside a tiled slab, or under stored belongings in a garage or attic.
We can also clear what the report finds
Our inspectors are Florida certified and work with Orlando area realtors, relocation companies, sellers and buyers week in and week out. When a report comes back with a finding, we can handle the correction as well: termite treatment and drywood spot treatment, plus moisture correction. That matters, because a finding on a WDO report stalls a closing until somebody qualified signs off on the fix.
Order it early
Central Florida closings run tight. If the report turns up an active infestation, the treatment and the paperwork behind it take days, not hours, so give the transaction room. Call 407-580-7124 and we will get the inspection on the schedule.
If Your Lender Wants the NPMA-33
Florida requires the inspection itself to be reported on FDACS Form 13645. Section 482.226 of the Florida Statutes puts it plainly: the report must be made on a form prescribed by the department and furnished by the licensee. That is the state form and there is no substitute for it.
The NPMA-33 is a different document. It is the national wood-destroying insect report, and the usual reason it comes up is a VA loan. The VA wants a wood-destroying insect inspection documented before closing and the NPMA-33 is the form its underwriters are set up to read. FHA and HUD backed loans and some conventional national lenders ask for it too. We issue it alongside the state form when your lender wants one.
Worth knowing the difference: the NPMA-33 covers wood-destroying insects only. The Florida WDO report covers wood-destroying organisms, which takes in decay fungi as well as insects. So the NPMA-33 comes in addition to your Form 13645, never instead of it. If somebody hands you only an NPMA-33 on a Florida closing, you are missing the state report.
Satisfaction Guaranteed
We do the inspection and, where the report finds something, we can handle the correction as well. Call 407-580-7124.
